Let your users Spend
Why SPND
Why partners choose SPND
A new payment product for your users without building the card programme yourself.
We take care of everything
Licences, compliance, scheme relationships, processing. We handle it all so you get a card product ready to ship.
Your brand on every card
Co-branded or full white-label. Your logo, your design. The card looks and feels like part of your product.
Flexible balance models
Pre-funded cards or real-time spend directly from your system. You choose how it works.
Features
Everything your card can do
Mastercard-powered virtual cards to spend fiat and crypto anywhere.
Instant virtual issuance
Users get a card in seconds. No waiting, no delays.
Accepted worldwide
150M+ Mastercard merchants. Online, in-store, and contactless.
Apple Pay & Google Pay
Cards push straight to the wallet. Your users tap to pay right away.
Secure by default
Real-time fraud monitoring and multi-layer authentication. Every transaction protected.
Crypto and fiat spending
Choose what to spend: fiat, stablecoins, or both.
Real-time card controls
Freeze cards, set spending limits, top up instantly. Full control for you and your users.
Integration
Plug in and go live
Connect your platform, customise the experience, and go live.
Choose your integration
Full API or a ready-made iframe. Plug into your platform however works best for you.
Card design, user flows, balance model.
Set up your card programme the way you need it. Your brand, your logic, your rules.
Go live with your users
Start issuing cards. We handle compliance, processing, and scheme operations behind the scenes.
FAQ
What is SPND and who is it for?
What types of cards can we launch?
How does the integration work?
Is it secure?
What currencies and assets are supported?
Contact us